Mortgage Checklist

All Loan Applications (including refinance)

Copy of your Purchase Contract, signed by all buyers and sellers (for purchase transactions)

Original pay stub(s) covering the most current 30-day period for each applicant (for example, if you are paid twice a month, you would need to bring two pay stubs); continue to save your pay stubs until you close your loan

Original W-2 forms for the last two years for each applicant

Original bank statements for the past two to three months for all checking and savings accounts (all pages) with explanation and proof of deposits not from payroll; continue to save your bank statements until you close your loan

Name, address and phone number of landlord for the last 12 months if you are currently renting or have rented in the last 12 months

If you are applying for a VA Loan

VA Certificate of Eligibility

Form DD-214 or, for in-service veterans, Statement of Service if discharged within the last two years

Most recent Leave and Earnings Statement (in-service veterans only)

IF YOU ARE APPLYING FOR AN FHA LOAN

Addendum to Purchase Contract

Addendum to initial application fully completed, signed and dated

Provide FHA worksheet on refinance transactions